Credit Analyst (SME) - Bank of the West - Sacramento, CA
Bank of the West 759 reviews - Sacramento, CA
| Job Description Summary Responsible for the management of a portfolio of performing multi-industry commercial loans granted under the US SBA 7a and 504 loan programs, USDA B & I loan program, and the bank's "stand alone" conventional loan program. Responds, analyzes, and recommends loan servicing actions. Obtains and reviews borrower's financial information. Manages assigned portfolio payments and collections. Identifies troubled loans and recommends appropriate loan grading, corrective action, and/or transfer to special assets. Reviews loan documentation and collateral security; initiates corrective action as appropriate. Generally services a minimum of 900 loans of moderate to high complexity. Essential Job Functions Manages payment and collection efforts prior to classification of loans to workout or liquidation status. Responds to borrowers’ servicing requests for assumptions, entity changes, partial change of ownership, deferments, and release or exchange of collateral. Recommends appropriate loan grading and loan accrual/non-accrual status. Prepares internal and external loan reporting. Maintains positive relationships with SBA district offices, loan servicing centers and CDC. Participates, as directed, in internal and external loan reviews and exams. Undertakes training and education as appropriate to maintain or improve professional skills. Qualifications Required Experience Commercial lending experience, including processing and underwriting or loan servicing of business and commercial real estate loans Direct customer service experience in the financial services industry EducationAssociate's Degree Accounting, Business, Economics, Finance or Real Estate Work ExperienceP3 - 5 yrs SkillsKnowledge of collection, documentation and/or workout/liquidation experience preferred Complete understanding of financial statement analysis Analytical and research skills Able to manage multiple tasks simultaneously Ability to work independently Customer service skills Planning and organizational skills PC skills, including knowledge of Word, Excel IT Written and verbal communication skills Equal Employment Opportunity Policy Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran. Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations. Other jobs you may like |
759 reviews
Bank of the West is a regional financial services company headquartered in San Francisco with $83.8 billion in assets as of March 31, 2017....
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